Tired of high interest rates and never-ending paperwork? Marg is here to help you find the best home loan deals in no time. Compare rates, pick flexible EMIs, and enjoy a smooth approval process.
Need extra funds to fuel your big plans? Don’t sell your property - let it work for you! Marg helps you compare the best Loan Against Property options with attractive interest rates and flexible repayment plans.
Why wait forever for a loan when your dream car is waiting for you? Marg finds the best car loan deals with lightning-fast approvals, low rates, and repayment terms that work for you.
Got big plans for your business? Don’t let funding slow you down. Marg makes it easy to compare the best business loans with quick approvals and no drama.
Marg is your best bet for loans because it offers a seamless, efficient process with competitive interest rates, flexible repayment options, and personalized customer support.
Understanding the various benchmarks for loan interest rates can help you make informed decisions.
- RLLR as the name suggests is linked to the Repo rate set by RBI and is revised occasionally. When lending is done based on RLLR interest rate, the Home Loan interest rate moves up and down based on the change in repo rate.
- The Reset period in RLLR is three months which means your EMI can be revised every three months
- This is beneficial because borrowers can enjoy the repo rate cut through lower EMIs
- MCLR is an internal benchmarking where the bank sets interest rates considering its cost of funds.
- The reset period is usually 6 months or a year. Hence, banks may choose to revise their interest rates half-yearly or annually
- This gives borrowers a time lag before their EMI changes
When choosing a loan, it’s important to understand the difference between fixed and floating interest rates.
Fixed Interest Rates: A Fixed interest rate remains the same for the entire loan term, offering stable monthly payments and protection from market fluctuations. However, it may start higher than floating rates and doesn’t benefit from rate drops.
Floating Interest Rates: A Floating (or variable) interest rate changes with market conditions, often starting lower and allowing you to benefit from rate decreases.
Marg connects you with a wide range of loan options, including Home Loans, Loan Against Property (LAP), Car Loans, and Business Loans. We help you compare competitive rates, flexible terms, and seamless processes from trusted lenders.
You can fill the query form on our website or Just Whats-App Us. We simplify the process by guiding you in selecting and applying for the best loan options that fit your needs.
Documentation varies by lender and loan type but generally includes identity proof, address proof, income proof, bank statements, and relevant property documents. Once you start your application, we’ll provide a detailed checklist.
We would say faster than many others. Marg expedites the process by matching you with lenders known for fast approvals, Sometimes as quickly as 48 hours.
Transparency is the key at Marg. We ensure all lender charges are disclosed upfront so you can make well-informed decisions.
Many lenders offer loans with minimal or no prepayment penalties. Marg helps you compare and choose the best options based on your needs.
Loan amounts depend on the type of loan and your eligibility. For instance, Home Loans can cover up to 80-90% of the property value, while LAP may go up to 70% of your property’s market value.
Yes, Marg partners with lenders who work with individuals across different credit profiles. While better terms are available for higher scores, there are options for those with low scores too.
Interest rates vary by lender, loan type, tenure, and your profile. Marg simplifies the process by showing you competitive rates tailored to your needs.
Just Ask Kashy!
If you mean flexiblity in payments and repayment plans, Don't worry. We will help you decide whether it is monthly EMIs or other customized options. You can trust Kashy on this.
Yes, Marg can help you with balance transfer options, helping you switch to better interest rates and repayment terms.
Absolutely! Kashy is here to assist you with queries throughout the loan process—from application to approval and beyond.
Kyunki Hamere paas Kashy hai! who offers unmatched convenience by aggregating loan options from multiple lenders in one place. You’ll benefit from competitive rates, expert guidance, quick comparisons, and a smooth application experience—all tailored to your needs.